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tut · 10-31-2007, 07:21 PM

I'm looking for a real loan. Not these small places that just give $300 at a time.<br />

Supermanlet · 10-31-2007, 07:21 PM

try citifinancial..they r pretty good at this .. they even lower down their criteria on scores try there r good

Tzu · 10-31-2007, 07:21 PM

If you can open an account with any credit union, it is much easier to get a loan like that. Good luck!

tzp · 10-31-2007, 07:21 PM

For real loans the best place: THE BEST loans with a low interest rate & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/line-of-credit.html

tzp · 10-31-2007, 07:21 PM

You can try Prosper - an online lending community...

http://www.prosper.com/join/lunyc

I first read about them in Money magazine - pretty cool idea, people get together and combine their money as a community into making a single loan.

I have used them for a loan to start a small website (and pay down some high paying interest)- you will have a much better chance of getting a loan than with a bank - and probably at a much lower interest rate.

Right now I am paying 10.5% on a 15k loan- not too bad IMO. You can take loans out for up to $30k I believe.

Make sure you make out a nice profile, and come up with a fun/interesting/sob story background to make yourself look trustworthy - it will help you improve the chance that people will bid on you (oh and a photo always helps :-) )!

Try to join a group as well - it can help lower your interest rate. Don't forget Prosper checks out your credit history, so you won't be eligable for lower interest loans unless you have a great background - but you can always take a higher % rate, it will probably still be lower than a bank loan (if you could get one...).

Even if you have bad credit what you will get from the Prosper community will likely be much lower than you
will get elsewhere - and it will be a secure, safe loan - not some underhanded 'get hit with 50% suddenly' loan shop!

Good luck!

newrussian · 10-31-2007, 07:21 PM

check out www.callusfirstfinance.com to see what the providers are after they are some non bank lenders on the panel good luck

10-31-2007, 07:21 PM	#1
tut Greenhorn Join Date: Jul 2006 Posts: 13 Rep Power: 0	Where is the best place to actually get a real $4,000 personal or signature loan.? I'm looking for a real loan. Not these small places that just give $300 at a time.<br />

10-31-2007, 07:21 PM	#2
Supermanlet Greenhorn Join Date: Aug 2007 Posts: 14 Rep Power: 0	Where is the best place to actually get a real $4,000 personal or signature loan.? try citifinancial..they r pretty good at this .. they even lower down their criteria on scores try there r good

10-31-2007, 07:21 PM	#3
Tzu Greenhorn Join Date: Jul 2006 Posts: 20 Rep Power: 5	Where is the best place to actually get a real $4,000 personal or signature loan.? If you can open an account with any credit union, it is much easier to get a loan like that. Good luck!

10-31-2007, 07:21 PM	#4
tzp Greenhorn Join Date: Jul 2006 Posts: 11 Rep Power: 0	Where is the best place to actually get a real $4,000 personal or signature loan.? For real loans the best place: THE BEST loans with a low interest rate & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/line-of-credit.html

10-31-2007, 07:21 PM	#5
tzp Greenhorn Join Date: Jul 2006 Posts: 11 Rep Power: 0	Where is the best place to actually get a real $4,000 personal or signature loan.? You can try Prosper - an online lending community... http://www.prosper.com/join/lunyc I first read about them in Money magazine - pretty cool idea, people get together and combine their money as a community into making a single loan. I have used them for a loan to start a small website (and pay down some high paying interest)- you will have a much better chance of getting a loan than with a bank - and probably at a much lower interest rate. Right now I am paying 10.5% on a 15k loan- not too bad IMO. You can take loans out for up to $30k I believe. Make sure you make out a nice profile, and come up with a fun/interesting/sob story background to make yourself look trustworthy - it will help you improve the chance that people will bid on you (oh and a photo always helps :-) )! Try to join a group as well - it can help lower your interest rate. Don't forget Prosper checks out your credit history, so you won't be eligable for lower interest loans unless you have a great background - but you can always take a higher % rate, it will probably still be lower than a bank loan (if you could get one...). Even if you have bad credit what you will get from the Prosper community will likely be much lower than you will get elsewhere - and it will be a secure, safe loan - not some underhanded 'get hit with 50% suddenly' loan shop! Good luck!

10-31-2007, 07:21 PM	#6
newrussian Greenhorn Join Date: Jul 2006 Posts: 21 Rep Power: 5	Where is the best place to actually get a real $4,000 personal or signature loan.? check out www.callusfirstfinance.com to see what the providers are after they are some non bank lenders on the panel good luck

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