Go Back   Savings Talk - Investment and Savings Forum > Loans and Credit > Personal Loans

Reply
 
Thread Tools
Old 10-31-2007, 02:21 PM   #1
Greenhorn
 
Join Date: Jul 2006
Posts: 26
Rep Power: 6
bort_saver is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

bort_saver is offline   Reply With Quote
Old 10-31-2007, 02:21 PM   #2
Greenhorn
 
Join Date: Jul 2006
Posts: 18
Rep Power: 0
Ross is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

Typically there is no collateral attached to a personal loan. Though do you really not own your car or is it just still financed? If it is a Lease, then no you don't own it. If it is a Loan where the finance company is holding the title but you pay registration, then you do own the car, it just has a lien on it.

Be careful who you get the loan from, some places charge 30% interest, and it's going to be pretty difficult to get one if you have no income.
Ross is offline   Reply With Quote
Old 10-31-2007, 02:21 PM   #3
tzp
Greenhorn
 
Join Date: Jul 2006
Posts: 11
Rep Power: 0
tzp is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

Something worth more then the loan amount, general at least worth twice to ten times what you want to borrow....
tzp is offline   Reply With Quote
Old 10-31-2007, 02:21 PM   #4
Greenhorn
 
Join Date: Jul 2006
Posts: 25
Rep Power: 6
dotjp is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

LOL!!! WOW... THAT IS THE FUNNIEST THING I READ ALL DAY. TELL ME SOMETHING... WOULD YOU LEND SOMEBODY MONEY THAT YOU HAD NEVER MET OR SEEN BEFORE? ESPECIALLY IF THEY SAID. HI MY NAME IS BOB. I REALLY NEED SOME CASH BUT I HAVE NO MONEY AND NO WAY OF PAYING YOU BACK. DON'T WORRY THOUGH, I WILL PAY YOU BACK. WOULD YOU DO IT? NAHH. I GOT AN IDEA. ARE YOU FAMILIAR WITH THE SOPRANO'S? WHY DON'T YOU CALL TONY UP AND ASK HIM FOR A LITTLE CASH? YOU CAN USE YOURSELF FOR COLLATERAL.
dotjp is offline   Reply With Quote
Old 10-31-2007, 02:21 PM   #5
Greenhorn
 
Join Date: Jul 2006
Posts: 35
Rep Power: 6
invest01 is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

If you don't have a job, how would you pay back the loan?

Maybe you should consider a pawn shop. You could pawn jewelry, TV, stereo, etc.
invest01 is offline   Reply With Quote
Old 10-31-2007, 02:21 PM   #6
sox
Piggy Bank
 
Join Date: Jul 2006
Posts: 59
Rep Power: 6
sox is on a distinguished road
Default what kind of collateral would i need to get a small personal loan? i dont have a job, dont own my home or car.

<a href="http://www.prosper.com/referrals/all.aspx?referrer=glad2help&utm_source=referre r-glad2help&utm_medium=referral-button&utm_content=all_light-88x31&utm_campaign=referrals-all"><img src="http://www.prosper.com/images/referrals/referral_all_light88x31.gif" width="88" height="31" border="0" alt="Borrow. Lend. Prosper."></a>
sox is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -5. The time now is 06:32 AM.


Powered by vBulletin® Version 3.8.1
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
SEO by vBSEO
© 2011, SavingsTalk.com