SavingsTalk.com

briansol · 08-12-2006, 10:21 PM

And I'm the new admin over here

I recently purchased the site from the former owners, and I hope to turn it around into one of the premier financial sites online.

I'm looking for a couple people who would like to volunteer for moderator positions as well, so send me a pm if you are interested.

I have my graphics guy working on a theme, so ignore the bland-ness for right now. It will be pretty soon

socalgolfguy · 06-22-2007, 06:26 PM

Brian, I am a frequent contributor to your other site, ConflictingViews.com. Thought I'd check this out for fun also. I have been investing and counseling (unprofessionally) to kids and family for years. If you do half as well with this, you will be rich. Continued success.

briansol · 06-23-2007, 11:47 AM

yup yup. welcome aboard

unfortunately, this place is rather dead. no one likes to talk money i guess

socalgolfguy · 06-23-2007, 11:51 AM

It's because most young people assume they will have plenty of it "one day" and old people that do not have it have given up.

briansol · 06-23-2007, 11:57 AM

It's rather unfortunate, but most everyone i know (local friends, late 20's) don't have a dime saved to their name. Everyone is living pay check to pay check and not preparing for the future. There's only so much i can do to help them, but the fact is that they don't make enough to live comfortably as it is.... how can they save?
10% of nothing isn't much money :X

socalgolfguy · 06-23-2007, 12:49 PM

Everyone can save something. Let me repeat, everyone can save something. Stop going to Starbuck's and save 40 bucks a week. Pack a lunch instead of going to Burger King - save another 40 bucks a week. $80 a week is more than 4 grand a year. And that does not count any IRA savings they throw in. My sense is that they just do not care enough about the future to begin saving today.

briansol · 06-23-2007, 01:58 PM

The deeper issue is that a lot of them already do this. coffee made at home in a travel cup, and brought-in lunches, etc.

i agree that there's always something to cut back on.

i myself am rather guilty of blowing money on stupid things instead of saving it.
but, i'm at the point in my life know where i have everything i could ever need or want. Only things i will be buying in the near future are things for the house (like a lawn mower, etc, as i live in a condo now and don't have any of that).
otherwise, i have the big screen tv with the surround sound, i have the car of my dreams, i have a g/f who makes decent money too, so she's not too needy (she buys her own stupid purses

) so other than my mortgage, i really don't have to splurge on too many things.

once my car is paid off, i'll be able to bank/invest nearly 2k a month.

in the meantime, i have a roommate moving in with me in the house (and possibly the g/f later on down the road) to help split the cost. which leaves me paying for only 2/3 of the house that is 100% my investment.

08-12-2006, 10:21 PM	#1
briansol Savings Advisor Join Date: Aug 2006 Location: Central CT Age: 31 Posts: 761 Rep Power: 7	Hi, I'm Brian And I'm the new admin over here I recently purchased the site from the former owners, and I hope to turn it around into one of the premier financial sites online. I'm looking for a couple people who would like to volunteer for moderator positions as well, so send me a pm if you are interested. I have my graphics guy working on a theme, so ignore the bland-ness for right now. It will be pretty soon

06-22-2007, 06:26 PM	#2
socalgolfguy Greenhorn Join Date: Jun 2007 Location: SoCal USA Posts: 10 Rep Power: 0	Brian, I am a frequent contributor to your other site, ConflictingViews.com. Thought I'd check this out for fun also. I have been investing and counseling (unprofessionally) to kids and family for years. If you do half as well with this, you will be rich. Continued success.

06-23-2007, 11:47 AM	#3
briansol Savings Advisor Join Date: Aug 2006 Location: Central CT Age: 31 Posts: 761 Rep Power: 7	yup yup. welcome aboard unfortunately, this place is rather dead. no one likes to talk money i guess

06-23-2007, 11:51 AM	#4
socalgolfguy Greenhorn Join Date: Jun 2007 Location: SoCal USA Posts: 10 Rep Power: 0	It's because most young people assume they will have plenty of it "one day" and old people that do not have it have given up.

06-23-2007, 11:57 AM	#5
briansol Savings Advisor Join Date: Aug 2006 Location: Central CT Age: 31 Posts: 761 Rep Power: 7	It's rather unfortunate, but most everyone i know (local friends, late 20's) don't have a dime saved to their name. Everyone is living pay check to pay check and not preparing for the future. There's only so much i can do to help them, but the fact is that they don't make enough to live comfortably as it is.... how can they save? 10% of nothing isn't much money :X

06-23-2007, 12:49 PM	#6
socalgolfguy Greenhorn Join Date: Jun 2007 Location: SoCal USA Posts: 10 Rep Power: 0	Everyone can save something. Let me repeat, everyone can save something. Stop going to Starbuck's and save 40 bucks a week. Pack a lunch instead of going to Burger King - save another 40 bucks a week. $80 a week is more than 4 grand a year. And that does not count any IRA savings they throw in. My sense is that they just do not care enough about the future to begin saving today.

06-23-2007, 01:58 PM	#7
briansol Savings Advisor Join Date: Aug 2006 Location: Central CT Age: 31 Posts: 761 Rep Power: 7	The deeper issue is that a lot of them already do this. coffee made at home in a travel cup, and brought-in lunches, etc. i agree that there's always something to cut back on. i myself am rather guilty of blowing money on stupid things instead of saving it. but, i'm at the point in my life know where i have everything i could ever need or want. Only things i will be buying in the near future are things for the house (like a lawn mower, etc, as i live in a condo now and don't have any of that). otherwise, i have the big screen tv with the surround sound, i have the car of my dreams, i have a g/f who makes decent money too, so she's not too needy (she buys her own stupid purses ) so other than my mortgage, i really don't have to splurge on too many things. once my car is paid off, i'll be able to bank/invest nearly 2k a month. in the meantime, i have a roommate moving in with me in the house (and possibly the g/f later on down the road) to help split the cost. which leaves me paying for only 2/3 of the house that is 100% my investment.

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