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lucky_guy · 10-31-2007, 06:35 PM

Hi, I am about to get licensed to sell insurance. I was wondering what types of insurances are the best to sell as an agent. I was thinking about focusing on only Life and Annuities but then again I was just going to sell all 3.... Life, Heath, and Annuities? Can I really make good money at this? Perhaps a 6 figure?

hansen · 10-31-2007, 06:35 PM

AFLAC is a good company to get your feet wet in the industry.
They specialize in supplemental health ins.
Policies are easy to explain, easy to sell, and there is a need for them. And they are a great company.

Good Luck!

realtime · 10-31-2007, 06:35 PM

You'll do better starting off if you can offer all three. Then, as you get experience with the products, you'll probably find that you'll gravitate towards the line with which you are more comfortable and knowledgeable.

It will make a difference if you are going to be an independent agent or a captive agent with one company. If you're with one company you'll need to offer what they want you to offer, which is usually their entire line. If you're independent you'll have more freedom to choose.

Life is easiest to learn since there are only 3 basic types, term, whole, and universal. With annuities and health the policies have many variations. This makes them harder to learn and it's also harder to educate your client.

All three have the possibility of a 6 figure income. That is if you're not one of the 95% that wash out the first year. You'll be working 80 hour weeks the first few years.

You might want to consider working as a producer for an established agent. This way you can get your feet wet while you make your decision of what to sell.

hansen · 10-31-2007, 06:35 PM

YOU SHOULD GET LICENSED IN THE AREA YOU ARE PASSIONATE ABOUT!!!!
AND YES...YOU CAN MAKE 6 FIGURES IF YOU ARE TRAINED RIGHT AND YOU ARE MOTIVATED......

PRIMERICA FINANCIAL SERVICES IS THE MOST ETHICAL ONE OUT THERE AS FAR AS IM CONCERNED!!! TERM 100% OF THE TIME....LOW START UP....BACKED BY THE LARGEST COMPANY IN THE WORLD!!!!

10-31-2007, 06:35 PM	#1
lucky_guy Greenhorn Join Date: Jul 2006 Posts: 18 Rep Power: 0	As an Insurance Agent what is the best types of insurance to sell Life, Health, Annuity, from your experience? Hi, I am about to get licensed to sell insurance. I was wondering what types of insurances are the best to sell as an agent. <br /><br />I was thinking about focusing on only Life and Annuities but then again I was just going to sell all 3.... Life, Heath, and Annuities?<br /><br />Can I really make good money at this? Perhaps a 6 figure?<br />

10-31-2007, 06:35 PM	#2
hansen Greenhorn Join Date: Jul 2006 Posts: 17 Rep Power: 0	As an Insurance Agent what is the best types of insurance to sell Life, Health, Annuity, from your experience? AFLAC is a good company to get your feet wet in the industry. They specialize in supplemental health ins. Policies are easy to explain, easy to sell, and there is a need for them. And they are a great company. Good Luck!

10-31-2007, 06:35 PM	#3
realtime Greenhorn Join Date: Jul 2006 Posts: 27 Rep Power: 5	As an Insurance Agent what is the best types of insurance to sell Life, Health, Annuity, from your experience? You'll do better starting off if you can offer all three. Then, as you get experience with the products, you'll probably find that you'll gravitate towards the line with which you are more comfortable and knowledgeable. It will make a difference if you are going to be an independent agent or a captive agent with one company. If you're with one company you'll need to offer what they want you to offer, which is usually their entire line. If you're independent you'll have more freedom to choose. Life is easiest to learn since there are only 3 basic types, term, whole, and universal. With annuities and health the policies have many variations. This makes them harder to learn and it's also harder to educate your client. All three have the possibility of a 6 figure income. That is if you're not one of the 95% that wash out the first year. You'll be working 80 hour weeks the first few years. You might want to consider working as a producer for an established agent. This way you can get your feet wet while you make your decision of what to sell.

10-31-2007, 06:35 PM	#4
hansen Greenhorn Join Date: Jul 2006 Posts: 17 Rep Power: 0	As an Insurance Agent what is the best types of insurance to sell Life, Health, Annuity, from your experience? YOU SHOULD GET LICENSED IN THE AREA YOU ARE PASSIONATE ABOUT!!!! AND YES...YOU CAN MAKE 6 FIGURES IF YOU ARE TRAINED RIGHT AND YOU ARE MOTIVATED...... PRIMERICA FINANCIAL SERVICES IS THE MOST ETHICAL ONE OUT THERE AS FAR AS IM CONCERNED!!! TERM 100% OF THE TIME....LOW START UP....BACKED BY THE LARGEST COMPANY IN THE WORLD!!!!

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