SavingsTalk.com

DrTrade · 10-31-2007, 08:07 PM

I have been ill for several years now. When I lost my job my daughter and I lost our medical insurance. So I have been using credit cards and falling seriously behond on all my bills creating a very negative credit report. Now that I am working again and have a good handle on my illness I am ready to wipe out all of my debt. I have created a budget drawn up with all of my debts on a spreadsheet and have figured out that what I need now is a loan to consolidate the debts. I have contacted all of my creditors and worked with them to negotiate the amounts owed, and I know the amounts I negotiated are lower than the amounts that a debt consolidation company would get for me. So I know that I do not need debt consolidation where your credit score gets lower and things get worse before they get better. We do not have family that can help us out so a high interest loan for people with bad credit is my only option. If you are only going to criticize me or tell me others ways to fix my situation I do not want to hear it.

ForexPros · 10-31-2007, 08:07 PM

Ya gotta do what ya gotta do. Just be very careful not to get scammed. If someplace says they'll guarantee you'll get a loan, they're probably a scam. If they demand an up-front fee, you can bet that they are.

Good luck.

hamad · 10-31-2007, 08:07 PM

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans.html

snoopyloopy · 10-31-2007, 08:07 PM

Be very careful and do not I repeat DO NOT bother with those people that guarantee you a loan but all you have to do is send them money first. These are SCAMS trust me I had to learn the hard way. There is no legit lender that will approve and expect you to send them money first before you can get your loan. You have just got a grasp on your situation and if you send someone money first you have just lost that money especially if they are money gram or western union or any wire transfer. If it sounds to good to be true than it probably is. Good luck and be careful!

10-31-2007, 08:07 PM	#1 (permalink)
DrTrade Greenhorn Join Date: Jul 2006 Posts: 35 Rep Power: 3	Guaranteed Bad Credit Personal Loans? I have been ill for several years now. When I lost my job my daughter and I lost our medical insurance. So I have been using credit cards and falling seriously behond on all my bills creating a very negative credit report. <br /><br />Now that I am working again and have a good handle on my illness I am ready to wipe out all of my debt. I have created a budget drawn up with all of my debts on a spreadsheet and have figured out that what I need now is a loan to consolidate the debts. I have contacted all of my creditors and worked with them to negotiate the amounts owed, and I know the amounts I negotiated are lower than the amounts that a debt consolidation company would get for me. So I know that I do not need debt consolidation where your credit score gets lower and things get worse before they get better. <br /><br />We do not have family that can help us out so a high interest loan for people with bad credit is my only option. If you are only going to criticize me or tell me others ways to fix my situation I do not want to hear it.<br />

10-31-2007, 08:07 PM	#2 (permalink)
ForexPros Piggy Bank Join Date: Jul 2006 Posts: 55 Rep Power: 3	Guaranteed Bad Credit Personal Loans? Ya gotta do what ya gotta do. Just be very careful not to get scammed. If someplace says they'll guarantee you'll get a loan, they're probably a scam. If they demand an up-front fee, you can bet that they are. Good luck.

10-31-2007, 08:07 PM	#3 (permalink)
hamad Greenhorn Join Date: Jul 2006 Posts: 11 Rep Power: 0	Guaranteed Bad Credit Personal Loans? There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans.html

10-31-2007, 08:07 PM	#4 (permalink)
snoopyloopy Greenhorn Join Date: Dec 2006 Location: Killa Cali Age: 20 Posts: 11 Rep Power: 0	Guaranteed Bad Credit Personal Loans? Be very careful and do not I repeat DO NOT bother with those people that guarantee you a loan but all you have to do is send them money first. These are SCAMS trust me I had to learn the hard way. There is no legit lender that will approve and expect you to send them money first before you can get your loan. You have just got a grasp on your situation and if you send someone money first you have just lost that money especially if they are money gram or western union or any wire transfer. If it sounds to good to be true than it probably is. Good luck and be careful!

SavingsTalk.com

Your guide to saving money and making smart investments!