10-31-2007, 03:03 PM
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#1 |
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Greenhorn
Join Date: Jul 2006
Posts: 10
Rep Power: 0  |
Cash or Credit? Why do you chose one over the other?
Please list what you use, and why.<br /><br />I use Credit whenever possible. Reasons: Free Rewards on my Credit card <which i pay off montly> and also all of my checking and savings give me interest, so by using my credit card, i get to keep my cash in my bank accounts longer, which gives me higher return on the cash.<br /><br />What do you do? And why?<br />
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10-31-2007, 03:03 PM
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#2 |
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Piggy Bank
Join Date: Jul 2006
Posts: 56
Rep Power: 6 |
Cash or Credit? Why do you chose one over the other?
cash always ,,i dont have any credit cards
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10-31-2007, 03:03 PM
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#3 |
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Greenhorn
Join Date: Jul 2006
Posts: 19
Rep Power: 0 |
Cash or Credit? Why do you chose one over the other?
Cash. I don't live on borrowed money.
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10-31-2007, 03:03 PM
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#4 |
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Greenhorn
Join Date: Jul 2006
Posts: 24
Rep Power: 6 |
Cash or Credit? Why do you chose one over the other?
i use cash because i know i'd have it when making a purchase and it's more efficient for me.
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10-31-2007, 03:03 PM
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#5 |
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Greenhorn
Join Date: Jul 2006
Posts: 19
Rep Power: 0 |
Cash or Credit? Why do you chose one over the other?
Cash is KING... credit buys ya BLING!
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10-31-2007, 03:03 PM
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#6 |
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Greenhorn
Join Date: Jul 2006
Posts: 5
Rep Power: 0 |
Cash or Credit? Why do you chose one over the other?
If I have the cash, I use cash, because sooner or later, you will still have to fork over the money for your purchase, and I choose to get it over with at the time of purchase.
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10-31-2007, 03:03 PM
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#7 |
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Greenhorn
Join Date: Jul 2006
Posts: 22
Rep Power: 6 |
Cash or Credit? Why do you chose one over the other?
cash. we only have 3 credit cards to maintain good credit, and we always pay it off in full each month. the lowest interest one we let it maintain a balance for a while.
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10-31-2007, 03:03 PM
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#8 |
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Greenhorn
Join Date: Jul 2006
Posts: 18
Rep Power: 0 |
Cash or Credit? Why do you chose one over the other?
I use my B of A debit card. You can't go over your balance and if I ever get mugged they don't get my credit card. Not all banks offer that option.
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10-31-2007, 03:03 PM
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#9 |
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Greenhorn
Join Date: Jul 2006
Posts: 24
Rep Power: 6 |
Cash or Credit? Why do you chose one over the other?
i use my credit card like it's going out of style HAHA
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10-31-2007, 03:03 PM
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#10 |
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Greenhorn
Join Date: Jul 2006
Posts: 13
Rep Power: 0 |
Cash or Credit? Why do you chose one over the other?
" THERE AIN'T NO SUCH THING AS A FREE LUNCH" !!!!
The Bank pays you more in your account, than you pay in interest, and with 'gifts to boot'?? Hon, I hate bankers, lawyers, politicians, cottonmouth/ water moccasins, and Communists, but BANKERS ARE NOT STUPID !!!! They simply do not take losses in the debit / credit card 'game'. BTW, The game is extracting money from ever one they can 'con' / snow, coerce, hoodwink' into their web !!!! |
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