09-11-2006, 02:23 AM
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#1 |
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Greenhorn
Join Date: Aug 2006
Age: 29
Posts: 20
Rep Power: 6  |
Bank Of America
Hey, guys
Just wondering how many bank accounts do you have? I have one checking and one savings is it enough? If you have more what is the reason of having more than 2 thanks |
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09-11-2006, 01:52 PM
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#2 |
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Greenhorn
Join Date: Sep 2006
Age: 29
Posts: 2
Rep Power: 0 |
i have 3 and4 with my wifes
i hate my bank of america account but i use it for everything because of the great online banking. my mccoy account i use for loans and savings because they are a cooperative not a bank. i also have a banco popular account for my affairs in the carebian and a washington mutal account with my wife |
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09-12-2006, 05:32 PM
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#3 |
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Super Moderator
Join Date: Aug 2006
Location: West Coast
Posts: 773
Rep Power: 7 |
it depends on a lot of factors. if you are a regular wage employee, it would be normal to have just a checking and savings account. if you are self employed, it makes things a little more difficult. I am 1099/self employed, so i use a slush fund account. my money goes into that account, and i basically pay myself weekly. that way i have a consistent income.
if you are married or share funds with a significant other, you may want to each have a separate account and have one that you share for bills and such. |
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12-15-2006, 11:46 AM
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#4 |
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Greenhorn
Join Date: Dec 2006
Posts: 12
Rep Power: 0 |
I got a credit card through MBNA who just became Bank of America. Low(ish) limit, but the interest rate isn't too hateful from what I remember (18-19 probably). Online banking isn't too bad, either.
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03-23-2007, 10:21 AM
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#5 | |
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Super Moderator
Join Date: Aug 2006
Location: West Coast
Posts: 773
Rep Power: 7 |
Quote:
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06-22-2007, 06:30 PM
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#6 |
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Greenhorn
Join Date: Jun 2007
Location: SoCal USA
Posts: 10
Rep Power: 0 |
The number of accounts you have is up to you. I have one checking account and one regular savings account at my local bank. I also have funds with Merrill Lynch, Fidelity and other firms that manage funds for me. Just about everyone that manages money offers some form of checking account. The ones at my local bank are free. Merrill charges $100/annually as a "maintenance" fee.
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